Integrated financial solutions tailored to the complexities of your unique situation.
Our wealth management service is the foundation of every client relationship. We begin with a deep understanding of your complete financial picture — assets, liabilities, income, expenses, risk tolerance, and goals — and construct a personalized investment strategy designed to grow and protect your wealth over time.
We employ a disciplined, evidence-based investment approach that combines strategic asset allocation with tactical adjustments informed by market conditions and economic outlook. Our open-architecture platform provides access to institutional-quality investments across all asset classes, free from proprietary product constraints.
A comprehensive financial plan is the framework that connects your investment strategy, tax planning, insurance coverage, and estate documents into a cohesive whole. Our planning process begins with an in-depth analysis of where you are today and builds a clear roadmap toward your long-term goals.
We revisit and adjust your plan regularly as your circumstances evolve, ensuring that every financial decision you make is informed by the broader context of your life and objectives. Our Director of Financial Planning, Sarah Chen, CFP, leads this process for every client engagement.
Whether you are decades away from retirement or approaching it in the near term, our retirement planning services are designed to give you clarity and confidence about your financial future. We develop detailed retirement income plans that address the complex interplay between Social Security timing, pension benefits, investment withdrawals, and tax efficiency.
Our planning process uses sophisticated modeling tools to stress-test your retirement plan against a wide range of scenarios, including market downturns, inflation spikes, extended longevity, and healthcare cost increases.
Taxes are often the single largest drag on investment returns, yet many investors fail to incorporate tax strategy into their financial planning. At BlueChip Financial, tax optimization is not an afterthought — it is woven into every investment decision and planning recommendation we make.
Our Director of Tax Strategy, Michael Rivera, CPA, works closely with your CPA and estate attorney to coordinate a holistic approach to minimizing your lifetime tax burden. From tax-loss harvesting and asset location strategies to Roth conversions and charitable giving, we identify and execute opportunities to keep more of what you earn.
Estate planning is about far more than minimizing taxes — it is about ensuring that your values, wishes, and legacy are carried forward in the way you intend. Our Director of Estate Planning, Jennifer Walsh, JD, works with you and your estate attorney to develop a coordinated plan that addresses wealth transfer, asset protection, incapacity planning, and philanthropic goals.
For families with significant wealth, the complexity of estate planning increases substantially. Issues such as generation-skipping transfer taxes, irrevocable trust structures, family limited partnerships, and private foundation management require specialized knowledge and careful coordination among your advisory team.
Since 2018, BlueChip Financial has provided specialized advisory services to institutional clients including endowments, foundations, and corporate retirement plans. Our institutional practice brings the same disciplined, fiduciary approach that defines our private client relationships to organizations that require sophisticated investment oversight and governance support.
We serve as an outsourced chief investment officer (OCIO) or investment consultant, depending on the needs of the organization. Our team works closely with boards, investment committees, and plan sponsors to develop and implement investment policies, select and monitor managers, and ensure compliance with applicable regulations.
Every client relationship begins with a conversation. Schedule a complimentary consultation to learn how our services can be tailored to your needs.
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